Analisis Yuridis terhadap Modus Penghimpunan Dana Ilegal pada Investasi Forex FX Family dan Keterkaitannya dengan Tindak Pidana Pencucian Uang

Authors

  • Putri Nadia Niode Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Goronalo
  • Hasnia Hasnia Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo Gorontalo, Indonesia
  • Nur Fadilah Putri Yahya Boudelo Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia
  • Siti Fadilah Rahmawati Ishak Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia
  • Nurmila Lahamutu Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia
  • Dea Putri Adawiyah Pelu Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia
  • Moh. Taufik Panto Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia
  • Dicky Firnanda Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia

DOI:

https://doi.org/10.63868/jihk.v1i02.39

Keywords:

Illegal Investment, Forex Fraud, Predicate Crime, Money Laundering, Legal Analysis

Abstract

Illegal investment schemes, often disguised as forex trading, have increasingly been used to deceive the public. The case of FX Family illustrates how unlicensed fundraising and misleading profit claims are combined with the diversion of funds into various personal and third-party accounts. This creates a predicate crime that can lead to money laundering.

This study aims to examine how the FX Family scheme meets the criteria for illegal fundraising and how its transaction patterns constitute money laundering, specifically through the processes of placement, layering, and integration. The research utilises a normative juridical method that incorporates statutory, conceptual, and case study approaches. Legal sources include the Anti-Money Laundering Law, financial services regulations, investigative documents, and court decisions related to the FX Family case.

The findings indicate that FX Family's operations fail to meet the criteria for lawful investment activity, demonstrating clear patterns of money laundering through fund transfers, asset purchases, and the concealment of transaction flows. The study recommends strengthening regulatory oversight, improving coordination among financial authorities, and enhancing public awareness to prevent similar schemes and reduce economic losses.

Author Biographies

Hasnia Hasnia, Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo Gorontalo, Indonesia

Dosen Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo

Nur Fadilah Putri Yahya Boudelo, Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia

Mahasiswa Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo.

Siti Fadilah Rahmawati Ishak, Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia

Mahasiswa Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo

Nurmila Lahamutu, Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia

Mahasiswa Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo

Dea Putri Adawiyah Pelu, Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia

Mahasiswa Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo

Moh. Taufik Panto, Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia

Mahasiswa Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo

Dicky Firnanda, Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo, Gorontalo, Indonesia

Mahasiswa Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Negeri Gorontalo

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Published

2025-12-31

How to Cite

Niode, P. N., Hasnia, H., Boudelo, N. F. P. Y., Ishak, S. F. R., Lahamutu, N., Pelu, D. P. A., … Firnanda, D. (2025). Analisis Yuridis terhadap Modus Penghimpunan Dana Ilegal pada Investasi Forex FX Family dan Keterkaitannya dengan Tindak Pidana Pencucian Uang. Juris Prima: Jurnal Inovasi Hukum Dan Kebijakan, 1(02), 88–100. https://doi.org/10.63868/jihk.v1i02.39

Issue

Vol. 1 No. 02 (2025): Juris Prima: Jurnal Inovasi Hukum dan Kebijakan

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Articles

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